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Insurance Comparison: AAU vs. USA Wrestling

Liability

(This information is a summary of benefits based on “best available” information at the time it was drafted. This should not be considered a complete explanation of all the provisions of the policies or specifics of the policy benefits.)
 

AAU

Type: General Occurrence Form

Limits: $10 million liability limit

Premises Damage Liability: $1 million

Deductible: No deductible

Insured: Coaches, Event Directors, Officials, Club Directors, Volunteers, Clubs, Teams, Athletes

Participant Liability: Covers Participant vs. Participant
 

Other Coverage: Premises & Operations, Separate Club Program, Club D&O Policy, Athletes Participant Liability, Product & Completed Operations, Contractual Liability, Personal Injury Liability, Advertising Injury, Host Liquor, Sexual Molestation/Abuse ($1 million limit), D&O Insurance for District, Offices

Limited Worldwide Coverage: Yes

Certificates: Generic certificate free (available online); third-party certificate $25 per certificate, regardless of number of facilities (30 days' notice required)

Insurance comparison 102607

USA Wrestling

Type: General Occurrence Form

Limits: $5 million combined single limit

Premises Damage Liability: $300,000

Deductible: $500

Insured: Coaches, Event Directors, Officials, Club Directors, Volunteers, Clubs, Teams

Participant Liability: No coverage for Participant vs. Participant

Other Coverage: Premises & Operations, Separate Club Program, Athletes Participant Liability, Product & Completed Operations, Contractual Liability, Personal Injury Liability, Advertising Injury, Host Liquor, Sexual Molestation/Abuse (unknown if covered), D&O Insurance for State Association

Limited Worldwide Coverage: Yes

Certificates: Sent automatically ($20 fee for certificates additional insured)

   
 

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