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Insurance Comparison: AAU vs. USA Wrestling

Sports Accident

(This information is a summary of benefits based on “best available” information at the time it was drafted. This should not be considered a complete explanation of all the provisions of the policies or specifics of the policy benefits.)
 

AAU

Type: Secondary Sports Accident

Limits: $500,000 per accident for 365 days from accident date

Deductible: $0–$200 per accident (zero deductive with primary insurance payments)

Copayment: None

Insured: Member Athletes, Member Coaches, Member Officials, Member Volunteers

Coverage At: Sanctioned events, supervised or sanctioned practices, to and from clinics, exhibitions, meetings

Other Limits: 180 days to file after covered incident; 12-month coverage; $5,000 dental coverage; $1,500 limit for physical therapy; $10,000 AD&D

Other: Added Benefit program coverage at non-AAU sanctioned and non-hosted events

 

 

Insurance comparison 102607

USA Wrestling

Type: Secondary Sports Accident

Limits: $100,000 per membership year


Deductible
: $500 per year
 

Copayment: 80/20

Insured: Member Athletes, Member Coaches, Member Officials

Coverage At: Sanctioned events, chartered club practices, to and from clinics, exhibitions, meetings

Other Limits: One year to file after covered incident; no limit on months covered; $250 dental coverage; $500 deductible; 80/20 copay; $20 per visit for physical therapy

Other: Supplemental Benefit provides coverage at non-USAW sanctioned events

   
 

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